Customer basic information:
Richard, 35 years old, works in an IT company with an annual salary of about 150,000 before tax. He owns a self-occupied house with a small loan. He invested in a condo a few years ago, but later encountered several bad tenants and felt that the investment house was troublesome to manage, so he sold the investment house and kept the money to look for investment opportunities. Although he bought a full RRSP every year, he still had to pay a lot of taxes, which was very distressing. Later, he found us through a friend’s recommendation and consulted us about investment and tax saving.

The results we help our customers achieve:
After evaluation, we found that Richard’s situation is very suitable for investment loans. We tried to help him apply for the maximum investment loan to maximize his tax deduction effect. In the end, we helped him apply for a loan of 700,000 yuan from the bank, plus the remaining 500,000 yuan after he sold his investment house, a total of 1.2 million yuan was invested in the principal protection fund. After 4 years of accumulation, the initial capital of 1.2 million yuan has nearly doubled. Among them, the interest paid for the loan can be used to offset taxes. If the tax deduction effect is taken into account, the actual interest paid each year is not much. More importantly, Richard effectively used the investment formula of time + leverage + compound interest, and actually achieved very good results, making his wealth free and his dream of retiring early is gradually becoming a reality.
(Note: The investment loan method is very suitable for middle- and high-income professionals such as IT, doctors, dentists, and lawyers, who need to meet relevant qualification conditions. This case is only an analysis of the case situation and does not constitute any general advice. If you want to know whether you are suitable for investment loans and the details of investment loans, please contact us to make an appointment for consultation.)